Terms & Disclaimer

Effective date: May 30, 2026

By using this website, you agree to these terms. If you do not agree, please discontinue use of the site.

General information only

Content on this website is for informational purposes only. It is not legal, tax, accounting, or financial planning advice.

No guarantee of coverage or rates

Insurance products, approvals, pricing, and availability depend on underwriting, carrier rules, state regulations, and your individual circumstances. Quotes and examples are illustrative unless otherwise stated.

Application accuracy

You are responsible for providing complete and accurate information in forms and applications. Inaccurate or incomplete information may affect eligibility, pricing, or claims outcomes.

Third-party carriers and tools

BInsuredHere works with third-party insurance carriers and may reference third-party websites or tools. We are not responsible for third-party content, policy language, service interruptions, or data practices.

No client relationship from browsing alone

Using this website or submitting an inquiry does not, by itself, create a formal client relationship, bind coverage, or guarantee placement with any carrier.

Limitation of liability

To the fullest extent permitted by law, TomFlash LLC and BInsuredHere are not liable for any direct, indirect, incidental, or consequential damages arising from use of this site or reliance on its content.

Changes to these terms

We may update these terms from time to time. Continued use of the website after updates indicates acceptance of the revised terms.

Contact

TomFlash LLC (BInsuredHere)
1825 E Southern Ave, Tempe, AZ 85282
Phone: 1-800-317-0625
Email: tomflash1@protonmail.com